Homeowners Policy 
Limitations on Certain Personal Property
              
Note:  This page is an example only !
Please check your policy for exact coverage and limitations.    
                                      
Deluxe Plus Homeowners Policy
Property We Cover under Coverage C
1)   Personal Property owned or used by an insured person anywhere in the world.  When personal property is located at a residence other than the residence premises, coverage is limited to 10% of Coverage C - Personal Property Protection. 

This limitations does not apply to Personal Property in a newly acquired principal residence for the 30 days immediately after you begin to move property there or to personal property in student dormitory, fraternity, or sorority housing. 

2)   At your option, personal property owned by a guest or residence employee while the property is in a residence you are occupying.
                     
Limitations on Certain Personal Property
Limitations apply to the following groups of personal property.  If personal property can reasonably be considered a part of two or more of the groups listed below, the lowest limit will apply.  These Limitations do not increase the amount of insurance under
Amount of Coverage
     

 Covered Item
1. $ 200. Money, bullion, bank notes, coins, and other numismatic property. 
     
2. $ 200. Property used or intended for use in a business while the property is away from the residence premises. This does not include electronic data processing equipment or the recording or storage media used with that equipment.
     
3. $ 2,000. Property used or intended for use in a business, including property held as samples or for sale or delivery after sale, while the property is on the residence premises.  This does not include electronic data processing equipment or the recording or storage media used with that equipment.
      
4. $ 1,000. Trading Cards, subject to a Maximum amount of $ 250.00 per item.
     
5. $ 1,000. Accounts, bills, deeds, evidences of debt, letters of credit, notes other than bank notes, passports, securities, tickets, and stamps including philatelic property. 
    
6. $ 1,000. Manuscripts, including documents stored on electronic media.
    
7. $ 2,000. Watercraft, including their attached or unattached trailers, furnishings, equipment, parts and motors.
       
8. $ 1,000. Trailers not used with watercraft. 
     
9. $ 2,500.  Theft of Jewelry, watches, precious and semi-precious stones, gold other than gold-ware, silver other silverware, platinum and furs, including any item containing fur which represents its principal value; subject to $ 1,000. per item.
        
10. $ 2,000. Any Motorized land vehicle parts, equipment, or accessories not attached to or located in or upon any motorized land vehicle.
     
11. $ 3,000. Theft of Firearms.
                                
12. $ 2,500. Theft of silverware, pewter ware, and gold-ware.
                                       
13. $ 5000. Electronic data processing equipment and the recording or storage media used with that equipment weather or not the equipment is used in a business. Recording or storage media will be covered up to:

a). The retail value of the media, if pre-programmed; or
b). The retail value of the media in blank or unexposed form, if 
      blank or  self programmed.
                  
14. $ 10,000. Theft of Rugs, including, but not limited to, any hand-woven silk or wool rug, carpet, tapestry, wall hanging or other similar article whose principal value is determined by its color, design, quality of wool or silk, quality of weaving, condition or age; Subject to a Maximum amount of $ 2,500. per item.
                  

     
 Please note property we Do Not  cover under Coverage C
                               

                                                                
                         
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Location:               Contact Information 

3855 Avocado Blvd  

Suite# 120

La Mesa, CA 91941

 Office:       

Fax:          

   Toll Free:    

(619)  660-8585

(619)  670-9111     

(877)  660-8585

CA License#0723568 


          

Policy Information supplied by
Deluxe Policy Ap782
Ronn Hall Insurance Company
Northbrook IL 60062